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There are two main types of mortgages available to the UK resident and below we have broken these down into the types of mortgage and also the various options available regarding how the interest is calculated on a particular mortgage.

We have included a small piece of information about each one. Please do not hesitate to contact us for more information.

 


 

 

Forms of mortgages available in the UK

Standard Mortgage - For most property buyers in the UK a standard mortgage is taken. This is for all purchasers that fit into the standard required financial criteria required by most lenders.

Bad credit mortgage - if you have adverse credit there are lenders that will help and we have access to these online today.

Buy to let mortgage - looking to rent out the property you are buying then you need a specialist mortgage. we can do this for you.

Flexible mortgage - this allows you to be more flexible with your mortgage, you can overpay and underpay to fit in with your lifestyle. A lot of lenders will have a higher interest rate for this type of mortgage.

Buy to mortgage - A mortgage if you want to buy another house and rent the one you are in, so that you can keep your existing property and rent it out, while purchasing another place to rent.

 

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